1. As a young driver, I’ve been curious—does braking hard once totally ruin your telematics score? I had to slam the brakes last week, and now I’m worried I’ve tanked my insurance costs!

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1. As a young driver, I’ve been curious—does braking hard once totally ruin your telematics score? I had to slam the brakes last week, and now I’m worried I’ve tanked my insurance costs! 2