Does Homeowners Insurance Cover Hail Damage to a Roof?

https://roofandweather.northcrestbrief.com/posts/does-homeowners-insurance-cover-hail-damage-to-a-roof

You're probably wondering if your homeowners insurance will pay for a new roof after a hailstorm. The short answer is yes—most standard policies cover sudden, accidental damage like hail, but you'll likely have to pay your deductible first. However, the payout depends on whether you have actual cash value or replacement cost coverage, and the age of your roof matters too. Older roofs may only get a partial payout. Always review your policy details and talk to your agent to be sure.