fair credit reporting act rights 3

https://alpha-wiki.win/index.php/How_to_Fix_Credit_Report_Mistake_Fast:_A_Step-by-Step_Guide

The Fair Credit Reporting Act gives you the right to know what's in your credit file and to dispute any inaccurate information. If a lender denies you credit based on a credit report, you can request a free copy of that report. The FCRA also limits how long negative information can stay on your report, typically seven years for late payments and ten for bankruptcies. Understanding these rights helps you keep your credit history accurate and fair.