When a client pays late, a Rolex can help cover the gap without waiting on the...

https://charlie-wiki.win/index.php/What_Are_the_Downsides_of_Using_a_Rolex_as_Collateral%3F

When a client pays late, a Rolex can help cover the gap without waiting on the next invoice. A lender may advance up to 30% of its value and keep the watch as collateral, giving freelancers short-term cash to keep work moving.