When “Nothing Ever Happened” Isn’t Protection: Why 5–15 Years Without a Claim Can Be Dangerous for Homeowners

https://www.echobookmarks.win/the-quiet-risk-longtime-homeowners-who-assume-no-claims-no-problem

How more than 300 billion-dollar disasters and rising repair costs expose long-term owners The data suggests homeowners who have owned their property between 5 and 15 years and never filed a claim are not as safe as they think